Collect in-person payments with CHIP miniIn-person payments

The Ultimate Digital Finance Platform for Your Business

Built for Malaysian businesses to collect payments, manage expenses, send payouts, and access capital.

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Collect

Control

Capital

Mobile checkout screen showing payment for Baju Melayu set costing RM120.00, with card payment selected and card details partially filled.

Checkout page showing payment of RM 188.00 for two workshop items with bank selection and FPX payment method.

New Transfer screen showing a recipient named EJEN DIGITAL SDN. BHD. with Maybank account number, transfer amount set at 1,000 MYR, and buttons to cancel or continue.

Dashboard interface showing CHIP Send Balance RM 17,500, CHIP Expense Balance RM 30,000, graphs of total completed transfers and expense total spendings, with recent transfers and top spenders listed.

Mobile phone screen showing an expenses app with a circular chart indicating RM 10,090.00 spending for August and a list of recent transactions including fuel, meal with supplier, and meal with staff.

Dashboard overview showing loan repayment progress with RM15,000 paid out of RM50,000, balance RM35,000, active status, and recent repayment transactions.

Notification message indicating a successful disbursement of RM10,000 cash advance with a bank icon.

Notification for equipment purchase showing an expense of RM 3,000 with a computer monitor and gear icon.

Financial transaction labeled Stock purchases with an amount of minus RM 5,000.

Digital label showing Product marketing with a purple megaphone icon and an expense of RM 2,000.

Trusted by 5,000+ growing brands in Malaysia

More than just payments.
‍Run your business finances in one platform.

Coming soon

CHIP operates within Malaysia’s regulated payment ecosystem and maintains ISO-certified security standards

Collect

Simplify your payments processes

Wide range of payment methods

Let customers pay with FPX, DuitNow QR, cards, PayLater, E-wallets and stablecoins.

Create payment links in minutes, share it and get paid without needing a website

Collect payments fast with a link

Create payment links in minutes, share it without needing a website.

CHIP mini app showing DuitNow QR code ready for customer to scan.

Your phone as payment terminal

Use the phone you already have. No extra hardware needed.

Download CHIP mini

Manage multiple brands

Keep each brand separated while running multiple businesses under one account.

Create and manage products with custom pricing and track performance for each item sold.

Products and pricing

Set custom product pricing and track performance for each item sold.

Track everything including payment volume, payment types, customer and more in CHIP Dashboard

Track everything in dashboard

See payment performance and stay on top of your business in real-time.

Issue e-Invoice receipts

Cross-border payments

Settlement reports

Test mode

Built-in refund management

Automated reconciliation

Dedicated local support

No setup or annual fees

Control

Complete visibility over your expenses

Transfer funds to your bank and send payouts to partners, vendors, or affiliates.

Sales to payouts, simplified

Allocate funds from daily collection and send payouts to partners, vendors or affiliates.

Track company expenses

Allocate petty cash for staffs, approve claims, and track team spending.

Download CHIP Expense

Spend and claim on the go

Pay for work expenses, scan receipts, and submit claims directly from your phone.

Shariah-compliant financing

Get upfront cash advance to grow your business

No collateral, interest and late payment fees. Repay as your business generates sales.

Explore CHIP Advance

Woman in beige hijab checks phone while man in apron pours latte art in a white cup.

Flexible for how you operate

Built for different ways of running a business

Online seller

Collect payments from social media using payment links, or from e-commerce site using plugins. Orders are confirmed instantly so you can fulfil without delays.

Retail & in-store

Use your phone as a payment terminal and collect in-person payments via DuitNow QR. Get notified on every transaction in real-time, including payments made outside the app.

Service business

Request deposits or full payments for design work, wedding photography, or client projects — online before the appointment or in person on the day.

SaaS platform & marketplace

Collect payments securely from customers through your own SaaS platform and website using APIs. Confirmed transactions and send payouts to referrals without manual work.

A checkout page showing CHIP payments method integration

A hand holding a phone showing DuitNow QR screen on CHIP mini app waiting for customer to scan and pay

A hand holding a phone with bank app QR scanner open ready to scan merchant phone with DuitNow QR code

A payment link editor page showing options to customize how the payment link page will look like.

A page showing web designing service business collecting payments using CHIP payment links

Receipt page customer will see after making payment from CHIP payment link

Integrate CHIP subscription payments into Saas platform pricing card

Integrate CHIP checkout payments module into your e-commerce website

Built for Developers

Integrate into your existing setup with flexible APIs, webhooks and ready-checkout plugins.

Plugins

Connect your store using checkout-ready plugins without rebuilding your workflow.

A code to Create a purchase via CHIP API

APIs

Integrate payments and payouts directly into your product with flexible RESTful APIs.

GitHub Repo

Explore sample integrations, SDKs, and code to build and customise your payment flows.

Trusted by growing businesses in Malaysia

Join businesses using CHIP to handle payments, payouts, and track expenses.

Ian Hii

CHIP has transformed our e-commerce business. Payment collection is smooth and no setup fees and flexible payouts are a huge plus.

Their customer service is fast and super helpful. If you want to simplify and grow your e-commerce operations, CHIP is the way to go.

85%

Reduced FPX costs with low flat transaction fees and next-day settlements.

Kudos to CHIP team for the smooth onboarding. I feel supported during the process.

So blessed to have this team's support during a highly stressful time in kicking off my business.

Dana Khaw

InnoMind Consulting

Ridwan Shah

I use CHIP as our online store's payment gateway. I'm very satisfied! Settlement is fast and flexible, much better than other vendors we've used.

The interface is clean and easy to use. Everything is in one place, so you don't have to worry about using multiple systems.

6,000+

Agents receiving timely payouts without delays.